Free tool

Cash rounding rules by state, and a rounding calculator

The US stopped minting pennies in November 2025, and states now have different cash rounding rules. Look up your state, check a total, and see what a counter sign needs to say.

Rules last checked November 9, 2026

Round a cash total

Enter a total to see the rounded cash amount.

Rounding applies to the final cash total, never to card, check or digital payments.

States we checked at the source

Each row below was read on the state’s own statute or agency page on November 9, 2026. Click a law to read it yourself.

StateStatusMethodNotice / signSourceSign
ArizonaRequired
In force (2026)
Nearest 5¢ only Yes. Exact wording, posted where customers can see it at the point of sale.
cash transactions are rounded to the nearest five-cent increment pursuant to state law
A.R.S. § 44-7952 Get the sign
GeorgiaRequired
July 1, 2026
Nearest 5¢; a 1–2¢ total rounds up to 5¢ No notice duty. Merchants must still accept exact payment, pennies included. O.C.G.A. § 10-1-971 (HB 1112) Get the sign
CaliforniaRequired from Jul 1, 2027
July 1, 2027
Nearest 5¢; totals of 2¢ or less not rounded No notice duty. Civil Code §§ 1789.61–1789.67 (AB 1793) Get the sign
FloridaAllowed
May 2026
Nearest 5¢ only No notice duty in the statute or current DOR guidance. s. 212.12(10)(c), F.S. (CS/SB 1074) Get the sign
ConnecticutAllowed from Jan 1, 2027
January 1, 2027
Nearest 5¢; totals of 4¢ or less not rounded No notice duty. Before Jan 1, 2027, state guidance said rounding up was not allowed. Public Act 26-128 (HB 5349) Get the sign
IndianaAllowed
March 15, 2026
Any: down, up or nearest 5¢ No notice duty. (The Dec 31, 2026 date applies only to payments to state and local government.) IC 23-15-13 (SEA 243, amended by HEA 1406) Get the sign
UtahGuidance
Nov 2025 guidance
Nearest 5¢ after tax recommended Guidance says businesses must clearly and conspicuously disclose their method. Utah Division of Consumer Protection guidance Get the sign
New YorkPending
180 days after signing
Would require nearest 5¢ Bill A9274A passed both houses but had not been sent to the Governor. A9274A / S8580A Not yet

Federal law

The federal Common Cents Act (H.R. 10167) passed the House and Senate in September 2026. It would permit, not require, nearest-5¢ rounding of cash totals. As of our last check it had not become law. If it is signed, a business could round under federal law even where a state has no rule, and we will update this page.

Other states with reported rounding laws

Trackers report rounding laws or guidance in these states too. We have not checked these at the source yet, so read your state’s own page before relying on them:

Alabama · Hawaii · Idaho · Kentucky · Maryland · Minnesota · Missouri · Nebraska · North Carolina · Oregon · Tennessee · Vermont · Virginia · Washington · New Mexico (government payments) · Oklahoma (government payments)

No state listed? Your state may have no rounding law. Many businesses then round down only, so a cash customer never pays more.

Where rounding up is risky

Some places require businesses to accept cash and forbid charging cash customers more. Rounding a cash total up can conflict with those rules. Places to check include New York City, Philadelphia, Washington, D.C., Miami-Dade County, San Francisco, Detroit, New Jersey and Massachusetts. Rounding down only is the conservative choice there, unless your state requires nearest-5¢ rounding.

What a counter sign should say

  • Arizona is the only state we found that fixes the exact wording. It must be visible at the point of sale.
  • Elsewhere, a clear sign says which method you use, that it applies to the total after tax, and that card payments are charged the exact amount.
  • In Georgia, also say that exact change, pennies included, is accepted.

Our Cash Rounding Kit has print-ready signs for Arizona, Georgia, Florida, Connecticut, California and Utah, plus general, round-down-only, bilingual and market-stall versions and a cashier cheat sheet. They start at $3.99.

This page is general information, not legal or tax advice. Laws change, and cities can add their own rules. Last checked November 9, 2026. Spot something wrong? Email flipprofithq@gmail.com with a link to the official source and we’ll fix it within 24 hours.